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Terms & Conditions

These Terms of Use (together with the Privacy Policy Notice and Cookies (and all documents referred to in them) (“Terms”) set out the terms on which you may access our website at www.ukincomeandgrowth.co.uk (“Website” or “Site”).
The Website is owned and operated by Relentless Marketing t/a UK Income and Growth. References in these Terms of Use to “we”, “us”, or “our” are to UK Income and Growth.
By using this Website, you accept these Terms and agree to comply with them. If you do not agree with these Terms, please do not use this Website.
Accessing our Website
Access to our website is temporary, and we have the right to withdraw or adjust the service we offer on our site at any time (see below). We won’t be responsible if our Website for whatever reason is unavailable for any amount of time at any period.
Some parts or the whole of our Website may have restricted access, even to users who have already registered with us.
If you obtain a user identification code, password or a piece of information of any kind throughout the registration process, it is your sole responsibility to treat such information with confidence and to keep it securely. You must not share it with any third party of any kind. We also retain the right to block any user identification code or password, if we decide you haven’t been complying with any aspects of these Terms of Use.
You are also responsible for making sure that anyone who accesses our Website via your internet connection is made aware of the terms, and that they adhere to them.
Reliance Statement
UK Income and Growth has taken all reasonable care that the information contained within the website is accurate at the time of the publication. UK Income and Growth, however, makes no representation or warranty, including liability towards third parties, expressed or implied, as to its accuracy, reliability or completeness. Information, opinions and any other content on this website are provided for information purposes only and are subject to change without notice. Nothing contained on the website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional financial advice before making any investment decision.

Content

Great care has been taken to make sure factual and technical accuracy, however, there may still be errors and we cannot guarantee that the information displayed on our Website is accurate or complete and that it does not contain any errors.
UK Income and Growth may periodically decide to change or alter some information on the Website, including this Terms of Use and Privacy Policy. It is your responsibility to regularly check these Terms of Use to ensure that you continuously comply with them.
Limitation of Liability
While we take reasonable steps to ensure the smooth functioning of this Website, we do not guarantee that this Website will operate in accordance with your expectations or be error-free.
We cannot guarantee that this Website or any content downloaded from this Website will be free from bugs and viruses and do not accept any liability for any loss or damage caused by a bug or virus, including without limitation any distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other materials.
No warranty, guarantee or representation is given that the content on this Website is free from inaccuracies or omissions, or that it is up to date. To the maximum extent permissible by law, UK Income and Growth does not accept any liability and you agree to hold UK Income and Growth harmless if you suffer loss, injury or damages whether direct, indirect, special, incidental, exemplary, or consequential, including but not limited to loss of profits, revenue, income, income business, anticipated savings, loss of goodwill, wasted office or management time and data, arising from the information contained in this Website.
Nothing in these Terms of Use shall operate to exclude or restrict liability based on fraud or reckless disregard of professional obligations or any other liability that cannot be excluded or restricted by applicable laws or regulations.
Data Protection – Information about you and your visits to our Website.
By making use of our Website, you understand and agree that we may process personal data relating to you in accordance with our Privacy Policy and warrant that all data given by you is correct.
Viruses
You cannot attempt to gain unauthorised access to our Website, introduce, transmit or upload any data or material that contains viruses, trojans, worms, logic or time bombs, keystroke loggers, spyware, adware or any other malicious material including denial-ofservice attack or a distributed denial-of-service attack, designed to interrupt, destroy, limit the functionality of or adversely affect our Website and the operation of any computer software or hardware or telecommunications equipment. Any attempts to change and/or attack our Website will constitute a criminal offence under the terms of the Computer Misuse Act 1990. Any breach of this Terms of Use will be reported to the law enforcement authorities, whereby we will provide them with your identity to help with any investigations. Any breaches of this Terms of Use will result in revoking your right to use our Website instantly.
UK Income and Growth takes all steps necessary to ensure our website is secure and not contaminated by any viruses. However, we cannot warrant that our Website, its content or its hypertext links are complete, accurate or virus free. In addition, we are not able to ensure with absolute certainty that our Website will not be subject to intentional damage by hackers, or affected by a failure of plant, machinery, equipment or computers such as power failure, failure of telecommunications lines or any criminal activity.
We strongly recommend that you ensure that you have in place your own anti-virus protection in place. UK Income and Growth does not accept liability for contamination or issues caused by viruses or electronic transmission.
Hyperlinks
Any inclusion of links to different websites is provided for convenience and referencing only and does not mean that UK Income and Growth approves or endorses the contents of those websites. UK Income and Growth doesn’t control the content of those websites and can take no responsibility for their content in reference to their suitability, accuracy, legality or otherwise. As such we cannot take any responsibility for any loss or issues that may arise from the use of this website.
Using this Website
When using our Website you agree not to upload, post, transmit or distribute any material or information where you do not own or have the right to use the intellectual property rights in that material or which is inaccurate, unlawful or which is potentially harmful, threatening, abusive, libellous, defamatory, or otherwise objectionable, or damaging to our reputation;
Use of Cookies
Cookies are small files which are sent by us to your computer or other access devices. Cookies can help to improve your experience when you use the Website, and generally help us maintain and improve the Website for all users. It is not our intention to use cookies to retrieve any personal information about you. The Company may use both persistent and session cookies; persistent cookies remain on your computer after you close your session and until you delete them, while session cookies expire when you close your browser. Persistent cookies can be removed by following your Internet browser help file directions. If you choose to disable cookies, some areas of the Service may not work properly.
You may choose to stop receiving cookies at any time through your web browser. If you want to delete any cookies that are already on your computer, please refer to the instructions for your file management software to locate the file or directory that stores cookies. If you want to stop cookies from being stored on your computer in future, please refer to your browser manufacturer’s instructions by clicking “Help” in your browser menu. Please note that by deleting our cookies or disabling future cookies you may not be able to access certain areas or features of our site. For more information about cookies, including how to set your internet browser to reject cookies, please go to www.allaboutcookies.org.
Law and Jurisdiction
These Terms, their subject matter and their formation (and any non-contractual disputes or claims) are governed by English law.
Severance
If any provisions of these Terms are found to be invalid by any court having competent jurisdiction, the invalidity of that provision will not affect the validity of the remaining provisions of these Terms, which shall remain in full force and effect.
Waiver
If you breach these Terms and we ignore this, we will still be entitled to use our rights and remedies at a later date or in any other situation where you breach the Terms.
Intellectual Property Rights
The copyright and other intellectual property on our Website, and all material published on this Website, unless specifically indicated otherwise, is owned by (or licensed to) UK Income and Growth, and must not be reproduced in any medium or saved or downloaded as provided in this Terms of Use. You may only view or use our Website and download any part of it to a personal computer for personal and private purposes and referencing. None of the material, nor its content, nor any copy of it, may be altered or modified in any way, transmitted to, or distributed to any other party without our express prior written permission in each case.
The Content is protected by copyright laws and treaties across the world. All these rights are reserved. The status and any identified authors of the content of our website always need to be acknowledged. You are not allowed to use any part of our Website for commercial purposes unless you have obtained permission or licence from us or our licensors.
PRINTING OFF, COPYING OR DOWNLOADING ANY PART OF OUR WEBSITE WILL CONSTITUTE A BREACH OF THESE TERMS OF USE AND YOU WILL CEASE TO HAVE ANY RIGHTS TO USE OUR WEBSITE IMMEDIATELY AND YOU WILL BE REQUIRED, IF REQUESTED BY US, TO RETURN AND/OR DESTROY ANY COPIES OF THE MATERIALS YOU HAVE MADE.
Contact
If you have any questions about these Terms of Use or concerns about material which appears on our Website, please contact us at [email protected] or in writing or by telephone at:
71-75 Shelton Street, London, Greater London, United Kingdom, WC2H 9JQ
Telephone: +44 (0) 203 318 5757
Thank you for visiting our Website.
Self Certified Sophisticated Investor Statement
I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of non readily realisable securities. I understand that this means:
i. I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in non-readily realisable securities;
ii. The investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.
I am a self-certified sophisticated investor because at least one of the following applies:
a. I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
b. I have made more than one investment in an unlisted company in the two years prior to the date below;
c. I am working, or have worked in the two years prior to the date below, in a professional capacity in the private equity sector, or in the provision of finance for small and medium enterprises;
d. I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1,000,000.00.
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from someone who specialises in advising on non-readily realisable securities.
High Net Worth Investor Statement
I make this statement so that I can receive promotional communications which are exempt from the restriction on promotion of non-readily realisable securities. The exemption relates to certified high net worth investors and I declare that I qualify as such because at least one of the following applies to me:
I had, throughout the financial year immediately preceding the date below, an annual income to the value of £100,000.00 or more. Annual income for these purposes does not include money withdrawn from my pension savings (except where the withdrawals are used directly for income in retirement). I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000.00 or more. Net assets for these purposes do not include:
a. The property which is my primary residence or any money raised through a loan secured on that property; or b. Any rights of mine under a qualifying contract of insurance; or c. Any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled; or d. Any withdrawals from my pension savings (except where the withdrawals are used directly for income in retirement).
I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me to seek advice from an authorised person who specialises in advising on non-readily realisable securities.
Information Request
Your privacy is guaranteed.
All data is handled under current GDPR rules.
Risk Warning
All persons who register as an ‘investor’ on this Website should read carefully the following warnings before making any investment.
All investment products carry risks. The relevant webpages and documents will cover risks specific to an individual offer. Please bear in mind the following general risks involved when investing through this Website:
Your personal decision to invest
A decision to invest in a company is a personal decision by you and no responsibility for the consequences of that decision is accepted by either U.K. Income and Growth or by any of its partners, directors, agents, employees or other members. To invest through this Website you need to understand the following important risks:
You are not covered by the financial services compensation scheme
Investments, whether in new or existing businesses, carry high risks as well as the possibility of high rewards. Accordingly, each investor should consider very carefully whether such investments are suitable in the light of their own personal circumstances, commitments and available financial resources. Engaging in any investment activity may expose you to a significant risk of losing all of your investment. This is a high risk investment and much riskier than a savings account. If a company fails, it is likely that you may lose all, or part, of your initial investment and receive no outstanding or future interest payments. In such circumstances neither the company nor U.K. Income and Growth will pay you back your investment.
Most of the companies in which U.K. Income and Growth invest are new companies with limited if any track record. These companies will provide information such as their business plan and financial forecasts. Please be warned that these documents are not guarantees that the relevant company can achieve what it is hoping to do. Equally the information provided may state certain facts and statements, and again please be warned that U.K. Income and Growth are not responsible for checking the accuracy of these facts and statements, which may not always prove to be true or complete.
Liquidity
As an investor you should be aware that no established market exists for the trading of the bonds and equity in private companies, and such bonds and equity are not easily realisable. It must be appreciated that there could be difficulty in selling such investments at a reasonable price and, in some circumstances, it may be difficult to sell them at any price.
Diversify your investments
Diversification by spreading your money across different types of investments should reduce your overall risk of financial loss. We highly recommend investors do this to maintain a balanced portfolio. Investors should also consider avoiding putting their money in the same investment as immediate family members. Investors should only invest a proportion of their available investment funds due to the high risks involved.
Tax
Tax treatment depends on your individual circumstances and may be subject to change in the future. U.K. Income and Growth recommends that if you require tax advice, you should seek this from a qualified tax professional and recommend that you take your own tax advice on any investments which you make via this Website.
Recommendation
U.K. Income and Growth doesn’t provide advice or make personal recommendations. If you are in any doubt about the action you should take or the contents of a particular Offer Document, you should seek advice from an independent financial advisor authorised under the Financial Services and Markets Act 2000 (+ 2012 Amendments).
Past performance
Past performance is not a reliable indicator of future performance. You should not rely on any past performance as a guarantee of future investment performance.
Where security is in place or assets held in support of the investment, there is a risk that if the underlying borrower defaults, or if there is a delay in realising the asset, then the asset may not be sold for enough to cover the loan or may result in delayed repayment of investors’ money. Additionally, where the security is not a first charge, in the event of a sale of the asset funds will be available to be paid to investors only after payment to the chargeholders who rank ahead of investors.
Disclaimer
Investing in equity opportunities such as those promoted by U.K. Income and Growth, involves risks including loss of capital. Investments made through U.K. Income and Growth are not covered by the Financial Services Compensation Scheme (FSCS).
U.K. Income and Growth is a trading style of Relentless Marketing Ltd, a company registered in England and Wales with Company Number: 11530330 and registered address 71-75 Shelton Street, London, Greater London, United Kingdom, WC2H 9JQ