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BUY-TO-LET MORTGAGE RATES FALL

There’s good news if you’ve been biding your time when it comes to making your next
investment, as mortgage rates for buy-to-let (BTL) products have started to fall. This means
there are now more favourable deals on the table, whether you’re just about to buy your first
property as a landlord or already have a considerable property portfolio.

Several providers have lowered their BTL mortgages in recent weeks – and more could feel
the pressure to follow suit as rates become more competitive. Recent rate cuts include:

 

  • LendInvest Mortgages’ lowest BTL rate is now 3.44%, the lowest they’ve offered all
    year
  • Buy To Let Foundation has cut its BTL rates by up to 0.5% on some products,
    including 0.35% cuts on two and five-year fixed rates
  • NatWest has slashed its BTL range for new business, with the 75% loan-to-value,
    two-year fixed rate reduced from 4.76% to 4.16%
  • The Mortgage Works has also cut rates, with its buy-to-let products for new
    customers reduced by up to 0.35%. Its rates now start at 3.49%
  • Commercial lender YBS has cut rates across its BTL mortgages by up to 0.05%
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